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Mat Smith's avatar

Hi Tom, sounds like you are getting well prepared and good timing to have some dry powder in 2024. On the trend line, some musings on if are in this post. Nationwide refit the trend each quarter back to 1975 and it is now 2.4% pa above inflation. We have been using this graph since 2008 (it is in the first book) and back then it was 3% pa above inflation so it has come down a little. https://open.substack.com/pub/matsmith/p/real-house-price-trend-will-it-continue?r=2b1cj5&utm_campaign=post&utm_medium=web

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Tom's avatar

Looking good. We’ve got a few refinances of cash apartments getting lined up, still seeing plenty of deals we can get our hands on here too. 2x HMOs are on the market, well offers accepted and with sols now. Game on.

I’d like to see some work around the trend line graph, how it varies if you alter certain aspects etc. I think I’ve just seen it for too long send taken it as gospel, questioning it seems appropriate. Happy to collaborate!

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